Professional Liability Insurance in Victoria

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Professional Liability Insurance in Victoria

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Insurance for Professional Services in Victoria

Errors are part of human nature and they can and do happen in business. Victoria professionals need errors and omissions (E&O) insurance for protection against claims of professional negligence or claims of errors and mistakes.

With E&O insurance, you will have protection from financial loss and reputational damage that can result from allegations of professional negligence, errors, misconduct, or failure to deliver services. You may also hear it called professional liability insurance.

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What professionals need errors and omissions insurance?
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Do I need E&O insurance if I am not in a traditional field as a Victoria professional?
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What determines how much errors and omissions insurance will cost you as a Victoria professional?
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What is E&O Insurance?

Professional Liability Insurance: It’s also called Errors and Omissions insurance.

This type of insurance helps protect your consulting business against claims involving charges of professional negligence or failure to perform your professional duties. Professional liability insurance helps covers lawsuits alleging neglect, misconduct, or failure to deliver advice or services as promised. Whether a claim is justified or not, defending a legal action can be expensive and have financial effects on your business.

Examples of professional liability insurance claims can include:

  • Work mistakes
  • Claims of negligence
  • Overspending
  • Undelivered service
  • Missing a deadline

Note that professional liability insurance typically does not provide coverage for:

  • Criminal, dishonest, or fraudulent acts
  • Incorrect estimates of profits or economic returns
  • Cost guarantees or price estimates

Need your Certificate of Insurance (COI) fast?

Some projects may require you to provide a certificate of insurance (COI). A certificate of insurance is issued by an insurance broker or company, and it shows that you have business insurance. It is a summary or snapshot of your insurance policy, and it contains all the most important details, helping protect against third-party risk. Customers, businesses, or independent contractors could ask to see proof of insurance before they agree to work with you. If the work you do has a high risk of loss or damage, you should have a certificate of insurance.

When you get your insurance coverage through us, we will send you the certificate of insurance right away, so you can focus on what you do best.

Insurance for Arborists

Do you have the right insurance and enough insurance to protect you and your pharmacy?

As a pharmacy or drugstore owner, you dispense and monitor prescriptions and provide over-the-counter (OTC) medications. There can be dosage or prescription preparation errors that can result in lawsuits.

A pharmacy insurance package protects your business against negligence and bodily injury lawsuits and other claims.

E&O Insurance 

What happens if you make a mistake or error as a professional? Victoria professionals need errors and omissions (E&O) insurance for protection against claims of professional negligence or claims of errors and mistakes.

With E&O insurance, you will have protection from financial loss and reputational damage that can result from allegations of professional negligence, errors, misconduct, or failure to deliver services as a Victoria professional. You may also hear it called professional liability insurance.

Insurance for Musicians

Are you in a band, a symphony orchestra, or are you a solo artist in Victoria? Do you have insurance? As a musician, you need at least liability insurance to protect yourself in the event you should be sued.

You can protect yourself with musician insurance. It’s a customized package of insurance coverages to protect you, as a Victoria musician, and your livelihood.